Silver Plan Coverage

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Silver Plan Coverage

Water Heater (Gas or Electric)

COVERED: Gas valve, main burner, limit control, pilot burner, thermocouple, flame spreader, regulator, standard thermostat, manifold, relief valve, vent damper and electrical heating element.

NOT COVERED: Solar water heaters, oil-fired water heaters, secondary holding or storage tanks, anode rods, noise, thermal expansion tanks, fuel storage tank, heat recovery units, flues, piping, insulation and T&P (temperature and pressure relief) discharge lines.

Range/Oven/Cooktop

COVERED: Surface gas valves, main burner, pilot burner, oven safety valves, burner tubes, spark modules, electric infinite switches, thermocouple, manifold transformer, relay, regulator, standard thermostat, igniter, fuse, sensor, power pack, seals, surface unit controls, programmed cooking controls, heating elements and internal wiring.

NOT COVERED: Clocks, meat probe assemblies, rotisseries, racks, handles, knobs, sensi-temp burners, orifices, burner caps, burners, and cosmetic issues such as scratches, dents, chipping or breakage to an oven door or glass/ceramic cooktop.

Built-In Microwave

COVERED: Door interlock electrical switch, touch pad/controller, diode, control board, transformer/inverter, stirrer motor, magnetron fan motor and related electrical parts.

NOT COVERED: Countertop units, door glass, clocks, filters, door handle, rotisseries, interior linings, or cosmetic issues such as scratches, dents or chipping.

Refrigerator

COVERED: Condenser, defrost heating element, thermostat, fuse, relay, transformer, motor, compressor, timer, fan control, bearings, pump motor, switches, electrodes, semi-conductors, rectifiers, valves and electronics circuits.

NOT COVERED: Chilled water dispensing and respective equipment, defrost drain tubes, gaskets, seals, doors, ice makers and controls, filters, door handle, food spoilage, media centers, rack, shelves, drawers, beverage/water dispenser and their respective equipment and water lines, interior thermal shells, door hinges, lights (including LED), freestanding freezer, freezers that are not an integral part of the refrigerator, removable accessories, wine cooler/chillers, multimedia center, non-functioning parts, latch assemblies, or cosmetic issues such as scratches, dents or chipping.

Dishwasher

COVERED: Heating element, pump, thermostat, thermal fuse, washer, drain valve, motor assembly, door switch interlock, timer, float switch, inter valve, internal hoses, control panel and related electrical parts.

NOT COVERED: Baskets, filter, breakdowns caused by hard water and iron deposits, rollers, racks, gaskets, seals, or cosmetic issues such as scratches, dents or chipping.

Clothes Washer

COVERED: Water level switch, water inlet valve, water temperature switch, drive basket, brakes, clutch assembly, timer, sequencer, lid switch and actuator, touch pad, control board, power supply, motor, pump coupling, drive belt and related electrical parts.

NOT COVERED: Removable mini-tubs or buckets, agitator, wigwag, boot seal, soap dispensers, filter screens, knobs and dials, damage to clothing, water flow restrictions due to mineral deposits, drawers or cosmetic issues.

Clothes Dryer

COVERED: Gas valve, main burner, pilot burner, thermocouple, manifold, transformer, relay, regulator, standard thermostat, igniter, fuse, sensor, power pack, drive belt, lights (including LED), surface limit control, motor, bearings, pulleys, controls, timer and electrical heating element.

NOT COVERED: Venting, knobs and dials, seals, damage to clothing, lint screens, dryer cabinet fragrance/humidity center or cosmetic issues.

Built-In Instant Hot/Cold Water Dispenser

COVERED: Repair or replacement of components and parts that malfunction due to normal wear and tear.

NOT COVERED: Cosmetic or physical damage, removable accessories or freestanding units.

Optional Coverage

Optional coverage applies only if it is selected at the time of purchase:

Central Vacuum System

COVERED: Repair or replacement of components and parts that malfunction due to normal wear and tear of a single primary unit as follows: motor and drive train.

NOT COVERED: Accessories or hoses, removable attachments, clogged pipes and maintenance-related breakdowns.

NOTE: We are not responsible for the cost of gaining access to or closing access from the floor or walls either to locate the cause of malfunction or to effect repair or replacement.

Septic System

COVERED: Sewage ejector pump, jet pump, aerobic pump, septic tank and line from house.

NOT COVERED: Leach lines, field lines, lateral lines, tile fields and leach beds, insufficient capacity cleanout and pumping.

Water Leaks

COVERED: Repair of leaks and breaks in water lines, toilet flanges, waste lines, drain lines or vent lines within the perimeter of the main foundation of the home.

NOT COVERED: All piping and plumbing outside of the perimeter of the foundation or below the lowest floor of the home (under the foundation or in a crawl space), water supply lines to the refrigerator, sprinkler system, any damage caused by freezing, roots or a foreign object, collapse of water, waste, drain or vent lines, polybutylene plumbing, improper installation or repair or unworkmanlike plumbing, repair and finish of any walls, floors or ceilings where breaking through is necessary to effect repairs or diagnosis.

NOTE: We are not responsible for trim, texture, paint, wallpaper, tile, carpet or the like, or any subsequent damage caused by a water leak.

Freestanding Freezer

COVERED: Mechanical parts and components affecting the proper operation of one freestanding freezer, covered mechanical parts and components include only the following: belts, compressor, condensers, control timers, defrost heaters, electronic components, evaporators, fan motors, hoses, internal wiring, motors, power cords, pumps, pulleys, ram assembly, switches and relays, solid state control boards and thermostats.

NOT COVERED: Ice and beverage dispensers, buckets, commercial units, drawers, door seals, drip pans, filters and screens, food spoilage, ice maker, interior lining, internal shelves, doors, knobs and handles.

Freestanding Additional Refrigerator

COVERED: Repair or replacement of components and parts that malfunction due to normal wear and tear, for one freestanding additional refrigerator.

NOT COVERED: Racks, shelves, drawers, ice makers, ice crushers, beverage/water dispensers and their respective equipment and water lines, interior thermal shells, door hinges, springs, gaskets, seals, food spoilage or spillage, light bulbs (including LED), freestanding freezer, freezers that are not an integral part of the refrigerator, removable accessories, wine coolers/chillers, noise, multimedia center, non-functioning parts, latch assemblies and cosmetic damages.

Swimming Pool/Spa

COVERED: Above-ground, accessible working components and parts of the heating, pumping and filtration system as follows: heater, pump, motor, filter timer, blower, timer, valves, limited to back flush, actuator, check and 2- and 3-way valves, multiport control valves, relays and switches, pool sweep motor and pump, above-ground plumbing pipes and wiring.

NOT COVERED: Portable or above-ground pools/spas, control panels and electronic boards, lights, liners, filter, gaskets, maintenance, structural defects, solar equipment, jets, ornamental fountains, waterfalls and their pumping systems, pool cover and related equipment, fill line and fill valve, built-in or detachable cleaning equipment such as — but not limited to — pool sweeps and pop-up heads, turbo valves, skimmers, chlorinators and ionizers, fuel storage tanks, disposable filtration mediums, cracked or corroded casings, grids, cartridges, heat pump and salt water systems.

Well Pump

COVERED: All components and parts of a well pump utilized for main dwelling only.

NOT COVERED: Holding or storage tanks, digging, locating pump, pump retrieval, re-drilling of wells, well casings, pressure tanks, pressure switches and gauges, check valve, relief valve, drop pipe, piping or electrical lines leading to or connecting pressure tank and main dwelling including wiring from control box to the pump, booster pumps, well pump and well pump components for geothermal and/or water source heat pumps.

Additional Air Conditioning Unit (including Heat Pumps)

Coverage provided by this option is in addition to the primary air conditioning unit coverage offered under this Agreement. The underlining coverage for a primary air conditioning unit must also be purchased to receive coverage.

COVERED: Refrigerant and coils. If the central air conditioning unit must be replaced, the additional option limit covers only the coil and not any other component.

NOT COVERED: All other components of the central air conditioning (including heat pumps).

NOTE: For cooling or heating systems over ten (10) years old: If the repair is over $1,500 or parts are not available to repair the equipment, a $1,500 replacement allowance will be paid to you. Proof of purchase of a new heating or cooling system is required to be provided to the Administrator in the form of a purchase receipt within sixty (60) days.