A home service contract covers expenses not covered by your home insurance policy. Homeowners insurance protects against damages caused by disaster, catastrophic accidents and severe weather events. Home service contracts, on the other hand, protect you financially from repairs to electrical, plumbing and mechanical systems as well as appliances due to wear and tear or simple breakdowns. Of course, having both types of coverage for peace of mind is always a good idea.
Homeowners purchase our service contracts on an annual, renewable basis; we offer multi-year discounts for those who prefer to plan ahead. Don’t worry about “overbuying”: If you decide to sell your home, you can transfer the unused portion of your contract to the buyer.